MetroWest Attorney for Chapter 7 Bankruptcy
At the Law Offices of William J. Carroll III, we will aggressively work to help you overcome your debt. One option that allows you to completely discharge your consumer debt is Chapter 7 bankruptcy. If you or your spouse was laid off, causing your income to plummet, there is a good chance you qualify for Chapter 7.
If you qualify for Chapter 7, put the past behind you and move on with your life. Call the Law Offices of William J. Carroll III in Framingham, Massachusetts, at 888-636-2676 or contact us online.
Discharge Your Debt With Chapter 7
Chapter 7 bankruptcy is one of the two most common types of bankruptcy. Once a discharge is granted, Chapter 7 allows you to make a fresh start. Criteria for filing for Chapter 7 include:
- You must meet the income requirements of the "means test"
- You must be a resident of Massachusetts for six months
- You cannot have filed for bankruptcy in the previous eight years
To qualify for Chapter 7 bankruptcy, you must meet the requirements of the "means test," which is based on income. If you exceed the income qualifications, you can file for Chapter 13 bankruptcy.
The Law Offices of William J. Carroll III can also assist clients in filing for Chapter 7 business/corporate bankruptcy.
Chapter 7 and Your Credit Score
In most cases, your credit score can be restored within a few years of filing a Chapter 7 bankruptcy. Though the actual bankruptcy will stay on your credit report for 10 years, you will likely qualify for certain forms of credit fairly soon after you file and you may even qualify for a mortgage two to three years following a bankruptcy.
Send us an e-mail or call 888-636-2676 for immediate assistance from an experienced bankruptcy lawyer.
We offer free initial consultations and flexible payment plans.
